BNPL Pay is a decentralized lending protocol on Ethereum that connects stablecoin lenders with buy-now-pay-later providers, bridging DeFi capital markets with BNPL credit infrastructure. BNPL Pay's Twitter Score is 6.1 out of 1000 as of July 2026, ranking #153,485 among 531,432 tracked accounts.
BNPL Pay launched on Ethereum mainnet on June 6, 2022, supporting USDC and USDT lending, and is classified by DefiLlama as an Ethereum lending protocol supporting both collateralized and uncollateralized loans. In 2025, the protocol introduced a new ERC-20 utility token for its V2 protocol, offering staking, bonding, farming, and governance functions. That same year, BNPL Pay entered a 20-year license agreement with Ovanti Limited, granting Ovanti preferential platform access and 50% of protocol revenue.
BNPL Pay has received backing from Clee Capital, 0x Ventures, Qi Capital, RXB Syndicate, RuneBase, and Airspeed18. The protocol works with GlobalBlock and Dentons for legal and compliance matters, and has had its smart contracts audited by PeckShield and CertiK. BNPL Pay has accumulated 9,411 followers as of July 2026 and published 1,338 posts, and has been mentioned by 19 accounts a total of 80 times.
Who follows BNPL Pay on X?
The accounts that follow BNPL Pay include 21 founders, 6 angel investors, 20 influencers and 1 VCs, among them smolting wassie, verse, The Crypto Dog, Soby, DFarmer, THORChain and Filip Cookie.