Pencil Finance (@pencilfinance_) — Twitter Score 7 out of 1000
Fair
7Ranked #119,685 of 493,263 crypto accounts tracked by TwitterScore.io
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About Pencil Finance's Twitter Score
Pencil Finance is a decentralized lending protocol that tokenizes student-loan portfolios as on-chain real-world assets, co-founded by Frank Li. Pencil Finance's Twitter Score is 7.5 out of 1000 as of October 2026, ranking #119,685 among 493,263 tracked accounts.
Pencil Finance issued its first student-loan capital raised entirely on-chain in July 2025, a US$1 million bundle structured with Senior and Junior Tranches, with NewCampus serving as the inaugural loan-bundle capital provider. That bundle subsequently completed its full lending and repayment cycle, supporting approximately 6,600 students. ErudiFi serves as the loan provider and Transcend Network as the loan recipient in the protocol's structure.
Pencil Finance won first place in the User Application Track of the 2025 VietBUIDL Hackathon associated with U2U Network, and has since reported deploying on Mantle Network in preparation for another loan bundle. The protocol is backed by Animoca Brands and Open Campus, and is co-incubated by HackQuest.
Pencil Finance has 985 followers as of October 2026 and has published 240 posts. The account has been mentioned by 25 accounts a total of 50 times.
Who follows Pencil Finance on X?
The accounts that follow Pencil Finance include 23 founders, 5 angel investors, 16 influencers and 2 VCs. Among them are Yat Siu, Pix, zac.eth, ShapeShift, DeDeep and Mleejr.
