SmartCredit.io (@smartcredit_io) — Twitter Score 6 out of 1000

SmartCredit.io is a self-custodial DeFi lending protocol that offers fixed-term, fixed-interest collateralized borrowing, personal fixed-income lending funds, and leveraged Lido staking. SmartCredit.io's Twitter Score is 6.4 out of 1000 as of October 2026, ranking #135,050 among 493,952 tracked accounts.

SmartCredit.io was founded by Martin Ploom as CEO and Tarmo Ploom as CTO. The platform operates as an AI-driven, peer-to-peer lending marketplace that connects lenders and borrowers directly, without intermediaries, and also provides a borrow/lend SDK for third-party integrations. SmartCredit.io integrated AI for fraud and trust scoring in June 2023, and launched fixed-rate leveraged Lido staking in June 2024, enabling users to deploy stETH as collateral for fixed-term, fixed-rate ETH borrowing.

SmartCredit.io is affiliated with Haqq Network, BarakaFi, and ChainAware.ai. Its native SMARTCREDIT token is listed on Uniswap and 1inch, and is used for staking rewards as well as bonus rewards for borrowers and lenders on the platform. SmartCredit.io has remained active into 2026, promoting its borrowing and lending integration widgets alongside a revenue-sharing program. SmartCredit.io has been mentioned by 41 accounts, with 66 total mentions. SmartCredit.io has published 3,028 posts on the platform.

Who follows SmartCredit.io on X?

The accounts that follow SmartCredit.io include 21 founders, 8 angel investors, 18 influencers and 1 VCs, among them Jane Spencer, The Rollup, Michael Egorov, Small Cap Scientist, Ram Ahluwalia CFA, Lumida and DeBank.