Surge Credit (@surge_credit) — Twitter Score 12 out of 1000

Surge Credit is a Bitcoin-native, non-custodial dollar credit protocol that lets users borrow stablecoins against Bitcoin collateral without relinquishing custody. Surge Credit's Twitter Score is 12 out of 1000 as of August 2026, ranking #81,739 among 483,944 tracked accounts.

Surge Credit was co-founded by Michael Borglin, Yash Belavadi, and Punith B M, and operates under the legal entity Amby, Inc. The protocol raised a $1.8 million pre-seed round in October 2024, at which point it rebranded from a Bitcoin MetaLayer into its current form as a Bitcoin-native credit line. Backers include Double Peak Group, Sats Ventures, Vamient Capital, Autonomy, Gerstenbrot Capital, and Samara AG.

Surge Credit holds Bitcoin collateral in programmable Taproot vaults secured by threshold Schnorr signatures, keeping collateral unwrapped and never rehypothecated. Users receive a revolving credit line denominated in USDC, with advertised borrowing rates from 6.9% APR, and can draw, repay, and borrow again at will. The protocol also offers a USDC supply product advertising yields of 4.6% to 8.5% APY, backed by Bitcoin collateral verifiable on-chain. A script-enforced unilateral exit path with a relative timelock is built in, and the product carries no token and no KYC requirement. Double Peak Group-backed infrastructure is designed for integration by wallets, exchanges, neobanks, and treasury products, and Circle's directory classifies Surge Credit as a DeFi borrowing-and-lending application supporting Base.

Surge Credit has published 391 posts on the platform and has been mentioned by 5 accounts a total of 9 times.

Who follows Surge Credit on X?

The accounts that follow Surge Credit include 57 founders, 19 angel investors, 25 influencers and 3 VCs, among them Dylan LeClair, zac.eth, 0xMarioNawfal, Minion, Kyle Torpey and cryptomaestro.hl.