Term Labs (@term_labs) — Twitter Score 67 out of 1000

Term Finance is a noncustodial fixed-rate collateralized lending protocol that matches borrowers and lenders through on-chain auctions modeled on tri-party repo arrangements. Term Labs's Twitter Score is 67 out of 1000 (a Good rating) as of August 2026, ranking #12,411 (top 5%) among 483,652 tracked accounts.

Term Labs operates by running recurring sealed-bid auctions that determine a market-clearing interest rate for each lending cycle. Lenders receive ERC-20 Term Repo Tokens as receipts redeemable for principal plus interest at maturity, giving participants a predictable fixed return rather than the variable rates common across most DeFi lending platforms. The protocol is noncustodial, meaning users retain control of their assets throughout the process.

Term Labs has attracted backing from a range of crypto-native investors, including Electric Capital, Coinbase Ventures, Circle Ventures, Robot Ventures, MEXC Ventures, Maelstrom, Arete Capital, and several other funds. The team behind the protocol draws on backgrounds spanning traditional finance, major technology companies, and DeFi.

Term Labs has undergone security audits by Sigma Prime, Runtime Verification, Dedaub, and ChainLight, and reports a DeFi Safety score of 93%. The account has been active since 2023 and has published 1,563 posts. Term Labs has been mentioned by 139 accounts, with 392 total mentions.

Who follows Term Labs on X?

The accounts that follow Term Labs include 253 founders, 81 angel investors, 136 influencers and 11 VCs, among them Stani, Murad, Tarun Chitra, John Wang, Mario Nawfal and DeFi Dad defidad.eth.