Union Finance is an open-source, member-owned credit protocol that enables any onchain address to accumulate a peer-to-peer credit line in a permissionless way. Union Finance's Twitter Score is 74 out of 1000 (a Good rating) as of July 2026, ranking #12,738 (top 5%) among 531,432 tracked accounts.
Union Finance is built on Ethereum and operates as a Union DAO, where members can underwrite lines of credit to other member addresses directly onchain. The protocol describes itself as not being an underwriter of risk, instead providing the infrastructure for crypto-native, collateral-free credit. Union Finance has expanded beyond Ethereum, with the protocol bridged to Arbitrum and Optimism, and collateral-free USDC credit made available on Base. A v2 deployment on Optimism was also announced via a Mirror post.
Union Finance's governance and utility token, $UNION, is an ERC-20 token with an initial supply of one billion tokens. The genesis distribution allocated 20% to the Community DAO, roughly 47% to the initial and future team, and the remainder to early supporters. The DAO holds the ability to mint up to 2% additional supply per year beginning in late 2025. The protocol's open-source codebase is maintained under the unioncredit GitHub organization. Union Finance has 510 posts on record and has been mentioned by 72 accounts a total of 134 times.
Who follows Union Finance on X?
The accounts that follow Union Finance include 292 founders, 113 angel investors, 116 influencers and 10 VCs, among them Stani, Chris Burniske, Andrew Kang, Fred Ehrsam, Robert Leshner and Arthur.