Credora is an independent DeFi risk ratings platform, acquired by RedStone in September 2025 and now operating as Credora by RedStone. Credora's Twitter Score is 72 out of 1000 (a Good rating) as of August 2026, ranking #11,446 (top 5%) among 483,944 tracked accounts.
Credora was founded by Darshan Vaidya and Matt Ficke, who joined RedStone as Strategic Advisors following the acquisition. The platform originated as X-Margin before rebranding to Credora in August 2022, repositioning itself as a credit oracle for crypto lending. Its core offering centers on the PSL (Probability of Significant Loss) metric, which measures the annualized probability that a depositor loses more than 1% of principal in a DeFi lending market. Ratings span tokens, lending pairs, and vaults on a unified A+ to D scale, generated using 100,000 Monte Carlo simulations per market.
Credora was the first platform to distribute DeFi credit ratings publicly onchain. It has rated over $4 billion in lending market TVL and facilitated more than $2 billion in institutional lending. Its ratings app lists 108 rated vaults, 177 markets, and 51 assets. Live DeFi risk ratings launched across Morpho and Spark on November 6, 2025. Partners and clients include Maple, Clearpool, and Obligate, in addition to Morpho. Per acquisition coverage, rated DeFi strategies such as Morpho Vaults grew up to 25% faster than unrated strategies.
Credora previously raised $8 million in a Series A round in September 2021, with Coinbase Ventures, HashKey Capital, and Spartan Group among the investors. A subsequent $6 million funding round announced in April 2023 included S&P Global Ratings and Coinbase Ventures as major participants. Credora also introduced Instant Lend in June 2023 as a product aimed at simplified institutional lending opportunities. Credora's account has 7,965 followers as of August 2026 and 1,633 posts, and has been mentioned by 61 accounts a total of 112 times.
Who follows Credora on X?
The accounts that follow Credora include 253 founders, 69 angel investors, 90 influencers and 24 VCs, among them Laura Shin, Andrew Kang, CL, Arthur, Loomdart and Vance Spencer.